Tuesday, October 9, 2018

Addressing Affordable Housing Shortages by Creating Shared Value


Every few months the affordable housing crisis will retake news headlines to report even further evidence that many residents of urban areas are struggling to afford a place to live[1]. One force behind this issue is stagnation in median wages[2]. While addressing wage growth is important, another approach is to focus on the other force contributing to affordable housing shortages – the number of housing units available.

This argument, based on simple principles of economics, is hardly new. However, it has yet to be implemented in an effective way[3]. Some of the barriers to implementation are opposition to new housing, and particularly affordable housing, units. This is driven both by the desire to maintain the “character” of neighborhoods and the incentive of homeowners and landlords to keep the value of their properties high. Many of these preferences are even formally codified in zoning and housing codes.

Such codes are the precise types of regulations that prevent innovation and growth. Creating Shared Value persuasively argues that capitalism is capable of creating more value for both the economy and society, but that a necessary condition for this to occur is appropriate government regulation[4]. Loosening zoning and housing regulations would allow the housing development industry to create greater economic value while also attending to the social need for affordable housing.

The housing industry has a clear interest in decreasing regulations and would likely agree that this step is necessary to improve the affordable housing shortage. But the authors of Creating Shared Value also outline key strategies that housing developers should embrace to maximize the social value created. These three strategies for shared values are, “…reconceiving products and markets, redefining productivity in the value chain, and building supportive industry clusters at the company’s locations.”[5]

While it is not necessary to pursue all three strategies for shared value, the opportunity of reduced housing regulations gives opportunities for each strategy. First, developers can rethink housing types for different neighborhoods, potentially with recycled shipping containers in more urban neighborhoods and multi-unit buildings styled like single family homes in more traditional neighborhoods. Second, a redefined supply chain could include locally-sourced or sustainable physical materials or emphasize and reward the role of labor. Finally, companies should support a local cluster of construction training facilities, research and innovation in design and engineering, making construction materials, and creating a more welcoming culture.

The strategies in Creating Shared Value should guide the responses of both government and housing developers to the affordable housing shortage. Through a combination of deregulation and appropriate business strategies, the housing market can experience the growth and innovation necessary to meet the social and economic needs of millions of people.  

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